What do Ukrainians most often owe for?
26 September 2025
A record 788,000 utility debts were registered in Ukraine as of mid-September 2025, according to the Unified State Debtors Register. This is 13% more than in July 2024. Overall, the number of debts has increased 1.5 times since the start of the full-scale war. The highest number of debtors is in the frontline regions: Dnipropetrovsk, Kharkiv, and Donetsk. Most often, Ukrainians owe for heating and water.
As of this year, there were 788,507 enforcement proceedings opened over unpaid utility bills in Ukraine. This is 13% more than in July 2024, when there were 701,051 cases.
January 2021 | January 2022 | February 2023 | December 2023 | July 2024 | September 2025 | |
---|---|---|---|---|---|---|
Number of debts | 344,565 | 484,653 | 593,373 | 659,684 | 701,051 | 788,507 |
Since the start of the full-scale war, the number of debts has increased 1.5 times, and compared to January 2021 — more than doubled: back then, there were 344,565 enforcement proceedings for unpaid utilities.
Currently, the highest number of debtors is in Dnipropetrovsk region — 150,506 cases, or 19% of all proceedings. Second is Kharkiv region — 128,217 (16%), followed by Donetsk region — 81,536 (10%), Poltava region — 57,605 (7%), and Zaporizhzhia region — 53,797 (7%).
The majority of debts are for heating — 330,236 cases (42%). Next come water supply debts — 162,455 (21%), and housing services — 96,265 (12%). There are also significant debts for electricity (87,708) and gas (75,522).
Heating | 330,236 | 41.9% |
---|---|---|
Water supply | 162,455 | 20.6% |
Housing services | 96,265 | 12.2% |
Electricity | 87,708 | 11.1% |
Gas supply | 75,522 | 9.6% |
Waste disposal | 19,388 | 2.5% |
Other | 16,933 | 2.1% |
Most debts belong to women — 438.3 thousand cases were opened against them (56%), compared to 350.1 thousand against men (44%).
The main burden of utility debts falls on people aged 46–60 — 302.8 thousand cases (38%). The second largest group is those aged 36–45, with 194.7 thousand cases (25%). Almost the same number of debts is among people over 60 — 194.1 thousand cases (25%).
Under 25 years | 6,820 | 0.9% |
---|---|---|
25-35 years | 89,972 | 11.4% |
36-45 years | 194,736 | 24.7% |
46-60 years | 302,873 | 38.4% |
60+ years | 194,106 | 24.6% |
Source: Opendatabot
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