Financial-monitoring-related operations increased by 10% over the year

1,434,785 reports on financial transactions were received by the State Financial Monitoring Service over the first three quarters of this year. This is 10% more than in the same period last year — 1.3 million reports.

After a slowdown during the first year of the full-scale war, the number of transactions subject to financial monitoring has been increasing every year: in 2024, the volume grew by 22% at once. This year, an average of 160,000 reports are submitted each month.

The vast majority of reports — 99% — came from banks: 1.42 million reports. Non-bank financial institutions submitted almost 15,000 more. Most reports concern threshold financial transactions — over 1.18 million (83%). Suspicious transactions are far fewer — about 243,000 (17%). The rest are reports submitted in response to requests for transaction tracking, as well as combined reports that relate to both threshold and suspicious transactions at the same time.

Although the number of case files forwarded to law enforcement has remained almost unchanged, the value of suspicious transactions in these materials has nearly tripled. In total, 794 case files worth 150.46 billion UAH were sent to law enforcement agencies.

The Bureau of Economic Security of Ukraine received the largest workload from financial monitoring: over one-third of all case files, with a total value of 99.3 billion UAH. Other law enforcement agencies received reports for significantly smaller amounts:

• National Police — 230 case files worth 36.7 billion UAH
• Security Service of Ukraine (SBU) — 120 case files worth 8.2 billion UAH
• State Bureau of Investigation (SBI) — 71 case files worth 3.1 billion UAH
• National Anti-Corruption Bureau (NABU) — 67 case files worth 1.3 billion UAH
• Office of the Prosecutor General — 39 case files worth 1.8 billion UAH

At the request of Opendatabot, the State Financial Monitoring Service added that in October alone, 208 case files worth almost UAH 80 billion were sent to law-enforcement agencies — already more than during the entire previous year. There has also been significant progress in cases related to tax violations: since the beginning of the year, 300 case files involving transactions with signs of tax offenses totaling over UAH 157 billion have been submitted. To illustrate the scale: this is 14 times more than last year.

«In the first 10 months of 2025, we sent over one thousand case files on suspicious transactions totaling more than UAH 230 billion to law-enforcement agencies — four times more than in the same period last year. For this, we analyzed transactions worth over UAH 1 trillion. This is a direct result of the preventive model: we identify risks ourselves and forward the materials to law-enforcement agencies. Last year, 63% of case files were submitted proactively; today it is 70%. We are blocking and dismantling schemes that had been operating for years. And now we are working on implementing artificial intelligence to automate the analysis of financial data», 

— commented Filip Pronin, Head of the State Financial Monitoring Service of Ukraine.

Context ​

The State Financial Monitoring Service analyzes two types of financial transactions: threshold and suspicious.

Threshold financial transactions are those in which the amount is equal to or exceeds UAH 400,000 and meet at least one of the following criteria: signs of separatism/terrorism, risk of falsifying invoices in foreign economic activity, remote money laundering for terrorism, a large amount of cash in circulation, or improper identification and sanctioning of suspicious politically exposed persons.

Suspicious financial transactions do not depend on the amount — only on the presence of suspicions and evidence identified by the servicing bank. Factors may include a person’s behavior, inconsistencies in the information provided, and other indicators.